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Workers who have terminated the labor contract and withdrawn from labor insurance while receiving medical treatment caused by an occupational injury/illness may apply for continued participation in labor insurance.

When workers unfortunately experience an occupational injury/illness in the workplace, the accompanying medical and financial pressures will affect their personal and family life. The BLI has stated that if, due to an occupational injury/illness, a worker has terminated his/her labor contract with the employer during the period of medical treatment, he/she may apply to continue participating in labor insurance until the date when he/she is eligible to claim old-age benefits. The application should be filed within 5 years since the date of withdrawal from the insurance while receiving medical treatments resulting from such occupational accident. The insurance validity is calculated from the day after the application for continued insurance participation is delivered or mailed to the BLI. The insurance salary during the period of continued insurance participation shall be based on the labor insurance salary at the time when the insured person withdrew from the labor insurance due to an occupational injury/illness.

The BLI further explained that in order to reduce the premium burden of the workers suffering from occupational injuries, insured persons applying for the first time for continued insurance participation shall only pay 20% of the premium for 2 years starting from the effective date of the insurance, and the remaining 80% will be covered by the Labor Occupational Accident Insurance Fund; if the continued insurance participation goes on for more than 2 years, the insurance premium will be borne 50% each by the insured person and the Labor Occupational Accident Insurance Fund. During the period of continued insurance, the worker is still entitled to claim various occupational accident insurance benefits against the same occupational injury/illness or the resultant diseases. The insured person, in the meantime, is covered by the labor insurance ordinary insurance (not including injury or sickness benefits.) In addition, this ensures the uninterrupted accumulation of years of labor insurance, and neither will the occupational accident impact the rights for old-age benefits in the future.

The BLI would like to remind workers who have suffered an occupational injury/illness that they can apply to the BLI, the original insured unit, labor groups, or relevant groups entrusted by the BLI to continue participating in labor insurance. For relevant information, please refer to the FAQ section.
PreviousParental Leave Allowance and Continued Insurance Participation Application Made Easy NextTo keep in line with the amendment of the “Table of Grades of Insurance Salary (Contribution Wage)” for labor insurance, labor occupational accident insurance, and labor pension, the Bureau of Labor Insurance (BLI) will make proactive adjustments to the insurance salary/contribution wage.
Last Update:2024-12-18
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