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Insurance Premium Trail Calculation for Labor Insurance and Employment Insurance-covered individuals

Explanation

For different types of insured persons, the proportion of insurance premiums borne by the insured unit, individual, and government may differ
If uncertain about the monthly insurance salary, please contact the case officer of the insured unit.
The insurance premium is calculated from the insured person’s date of enrollment in the insurance to the date of withdrawal from the insurance; the calculation standard shall be 30 days a month regardless of the month. For example: If the insured person is enrolled in the insurance on February 28, insurance premium shall be accrued for three days in that month; and if the insured person is enrolled in the insurance on the 30th or 31st, insurance premium shall be accrued for the same number of days in that month (both one day).
If uncertain about the insured unit’s applicable claims rate for occupational injury, please consult the case officer of the insured unit or download an inquiry form>>Table of Business Category and Premium Applicable for the Occupational Accident of Labor Insurance
The government subsidy for the full amount of insurance premium payable by people with extremely severe and severe degree of mental or physical disability;50% for people with intermediate degree of mental or physical disability;25% for people with mild degree of mental or physical disability.
For those who withdrew from or renewed insurance during the first-time medical treatment for occupational accident after February 9, 2007, within 2 years from the effective date of the first-time insurance enrollment, 20% of the insurance premium shall be borne by the insured person and 80% shall be borne by the government special fund. After 2 years, the insured person and the special fund shall each bear 50%.
From Jan. 1, 2008, for the insured and disabled under sheltering employment stipulated in the People with Disabilities Rights Protection Act with wages lower than the basic wage, the monthly insurance salary reported can be NT$6,000, which reaches the first level of insurance salary.
The ordinary insurance premium rate of Labor Insurance was 6.5% of the insured person's monthly insurance salary from January 1, 2009;7% from January 1, 2011;7.5% from January 1, 2012;8% from January 1, 2013;8.5% from January 1, 2014;9% from January 1, 2015;9.5% from January 1, 2017;10% from January 1, 2019. The premium rate of Employment Insurance was 1% from January 1, 2003.

Spreadsheet of insurance premium payable

Insured person type：

Mental and physical disability ratings (degrees)：

Year of calculation：

The ordinary insurance premium rate：

Applicable claims rate for occupational accident：

Or input claims rate by yourself (%)：

Please choose either the number of insured days or the insurance enrollment date：

Calculated according to the number of insured days in the current month
Calculated according to the insurance enrollment date of the current month (multiple periods can be entered)

Insured days(days)：

Monthly insurance salary(NTD)：

Note: The Table of Grade of Labor Insurance Salary applicable from January, 1 2021 onward, has not yet been announced by the Ministry of Labor, the monthly insurance salary of 2021 list on the trial balance are just for your reference.

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Last Update：2020-09-25