You must make sure that the employer has applied for insurance from the employee’s date of employment according to regulations .At the same time; you must also make sure that the monthly salary reported by the employer matches the employee’s actual total monthly wage. This is so that in the event of an accident, the right to receive insurance benefits is not forfeited.
If the insured who participates in labor insurance(Labor Occupational Accident Insurance)experiences any insurance incidents during the coverage period, he/she is entitled to receive various kinds of benefits, including maternity benefits, injury of sickness benefits, permanent disability benefits ,old-age benefits, survivor benefits and funeral grant. These payments are given in cash. In the event of occupational accidents, in addition to receiving a cash payment, medical benefits are guaranteed according to stipulations!
The right to claim insurance benefits shall be void if not filed within five years from the day on which the benefits become payable. The procedures for applying for benefits are simple and easy to complete. One simply needs to fill in the appropriate application form, prepare the appropriate related documents, provide sealed proof from the insured unit, and make the application through the insured unit. In order to avoid losing one’s entitlement, this should not be done by anyone else on your behalf.