Insurance Enrollment Procedure and Insurance Effect
- According to Article 11 of Labor Insurance Act and Article 14 of Enforcement Rules of the Labor Insurance Act, the insured unit should file the “Insurance Coverage Application” and send to the Bureau of Labor Insurance for insurance enrollment on the day the labor reports for work, joins the association or start training courses. The insurance takes effect from the zero hour of the day the insured unit sends the coverage application to the Bureau of Labor Insurance or mail the application to the Bureau of Labor Insurance (using the post mark of the original sending post office as the reference day).
- If the insured unit doesn’t enroll the labors in the labor insurance coverage on the day the labor reports for work, joins the association or start training courses, the insurance takes effect from the following day of the day the insured unit notify the Bureau of Labor Insurance.
- If the worker’s position taking date is on national holidays, memorial days, weekend, the work suspension days due to natural disasters (typhoon, extremely heavy rain, etc.), or in the evening, the insured unit shall deliver or mail the insurance enrollment application and proof of employment to the insurer, and the effective date of the insurance shall commence at zero hour of the day on which the worker reports for work.
- According to Article 72, section 1 of Labor Insurance Act, an insured unit that violates the rules of this Act and fails to enroll its employees for employment insurance in accordance with the regulations of this Act shall be fined four times the total premium from the date of hire to the day before enrollment in the said insurance or the date of employment termination. The loss thus incurred by the employees shall be compensated by the insured unit in accordance with the payment standard defined in this Act.