Survivor Pension Payments
- Qualification
- Qualification for application
When the insured has one of the follow conditions, and has spouses, children, parents, grandparents, grandchildren, brothers or sisters left behind, the qualified relatives are entitled to apply for survivor pension payments.
- Dies during effective period of insurance.
- Dies during the period of receiving the disabled benefits or old-age benefits.
- Meets the qualification of applying for old-age pension benefits,but dies before receiving.
- Order of recipients of survivor pension payments is as follows
- Spouse and Children
- Parents
- Grandparents
- Grandchildren
- Brothers and Sisters
- Relatives listed on the rear order as stipulated in the previous paragraph are not entitled to apply for survivor pension payments if relatives listed on the front still exist. The same rule applies when the qualified relatives die after receiving the survivor pension payments, or become disqualified or waive claims for the survivor pension payments.
- Claiming criteria for the survivor pension payments:
- One of the following conditions should be conformed to if the spouse of the insured person claims for the survivor pension payments:
- Spouse should aged 55 or above with marriage relationship lasts more than one year.
- Spouse should aged 45 or above with marriage relationship lasts more than one year. Monthly income of the spouse does not exceed the basic wage when receiving the survivor pension payments.
- The Supported children of the spouse should be minority, incapable of earning a livelihood, or under the age of 25 and still go to school with monthly work income not exceeding the basic wage when receiving the survivor pension payments.
- Incapable of earning a livelihood.
- For children, they should qualify for one of the following conditions. As for adopted children, the adoption relationship should last for more than 6 months:
- Minority
- Incapable of earning a livelihood.
- Under the age of 25 and still go to school with monthly work income not exceeding the basic wage when receiving the survivor pension payments.
- For the parents and the grandparents, they should aged 55 or above with monthly work income not exceeding the basic wage when receiving the survivor pension payments.
- Grandchildren who claim for survivor pension payments should be raised by the insured persons and qualify for one of the followings:
- Minority
- Incapable of earning a livelihood.
- Under the age of 25 and still go to school with monthly work income not exceeding the basic wage when receiving the survivor pension payments.
- Brothers, sisters who claim for survivor pension payments should be raised by the insured persons and qualify for one of the followings:
- Minority
- Incapable of earning a livelihood.
- Aged 55 or above with monthly work income not exceeding the basic wage when receiving the survivor pension payments.
- Amount of Payment:
- Standards for granting survivor pension payments:
- Insured persons die during effective period of insurance: Monthly insured amount × Insurance Coverage Years ×1.3％
- Death during the period of receiving the disabled benefits or old-age benefits: 50% payment of the disabled pension payments or old-age pension payments of the insured persons.
- Meets the qualification of applying for old-age pension benefits,but dies before receiving:Monthly insured amount × Insurance Coverage Years ×1.3％ ×50％
- Monthly payment of NT$4,049 will be granted if the pension amount calculated from the previous Paragraph is less than NT$4,049.(From 2024.01.01, the amount increase to NT$4,049)
- When there are more than one relative listed on the same order, 25% more of the standard survivor pension payments will be granted for every extra relative. The maximum extra payment will be 50% of the standard payment.