7. If an insured person has severe disability, is it true that no matter the insured person claim for lump sum-disability benefits or disability pension benefits, he/she could not claim death benefits when he/she dies?

If an insured person’s disability level meets the “permanent inability to work” status in the disability benefit standard table and has insurance coverage year before January 1, 2009, and he/she choose lump sum disability benefits, his/her beneficiary could no longer claim dependent pension or dependent allowance when the insured person dies. However, if the insured person chooses to claim disability pension benefits, later when he/she dies, his/her beneficiary could select to claim dependent pension (50% of the disability pension benefits) or a lump-sum disability benefits deducting the amount of disability pension already issued.