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10. If I am already 60 years old in January of 2010 with 25 years of insurance coverage seniority and have withdrew from Labor Insurance, I originally still want to find a job but without success until I am 62 years old, How much old-age pension could I receive?

  1. Even though you have withdrew from Labor Insurance but you have meet the qualification for old-age pension benefits, so you could apply the delayed pension calculation method to calculate your pension. For every one year of delay in claiming pension benefits, 4% extra will be granted for every one year of delay and the highest extra possible is 20%.
  2. For example: When you are 62 years old, your insurance coverage seniority is still 25 years. So if we calculate your pension on the average monthly insured salary of 32,000 dollars.

    ⇒Old-age pension amount that you could claim: 32,000×25×1.55%×(1+4%×2)=13,392 dollars.


Last Update:2019-08-20