Operations for Subsidizing the Insurance Premium of the Insured Person with Mental or Physical Disability
- Legal Basis:
- It is conducted according to “Regulations for subsidizing the social insurance premium for people with mental or physical disability”. Starting from November 1, 1995, the Bureau is authorized to calculate the government subsidy for the amount of insurance premium payable by people with mental or physical disability and directly deduct the amount as subsidy from the insurance premium payable by insured units. The list of insurance premium subsidy for people with mental or physical disability would be sent with the insurance premium payment slip every month to insured units for reference.
- Standard for the government to subsidize insurance premium:
- Full amount subsidy for people with extremely severe and severe degree of mental or physical disability
- 50% subsidy on the amount of insurance premium payable for people with intermediate degree of mental or physical disability
- 25% subsidy on the amount of insurance premium payable for people with mild degree of mental or physical disability.
- Operation for calculating insurance premium:
- County and City governments supply the National Health Insurance Administration every month with data and information on the mentally or physically disabled with media, then the National Health Insurance Administration would transfer those data to the Bureau of Labor Insurance on the 5 th and 15 th day of every month to update the basic information on the mentally or physically disabled to be the base for calculating insurance premium so the insured person and insured unit do not need to apply for the subsidy by themselves.
- The basic information on the mentally or physically disabled and the insured person date are inter-compared and only the data with complete same National Identification Card number, name and the date of birth would be subsidized for their insurance premium.
- If the insurance premium subsidy is not granted due to disagreement in above data comparison or excess subsidy to insurance premium due to incorrect data, once the data is corrected, for the subsidy on insurance premium which need to be re-granted or recovered, the Bureau would make the correction when calculating the insurance premium for the next month.