3. If an insured person doesn’t have a beneficiary as defined in Labor Insurance Act, could a beneficiary be appointed? If not, how could funeral grant be claimed?
- The survivor allowance or survivor pension under death compensation for Labor Insurance is not an inheritance and the beneficiaries claim survivor allowance according to the order in the regulations, hence the insured person couldn’t appoint beneficiaries for claiming survivor allowance at his/her wishes.
- When the insured person dies, if the surviving family members of the deceased do not meet the requirements for receiving survivor pension, or if the deceased has no surviving family, the person responsible for paying the funeral costs for the deceased may apply for 10 months of funeral grant with proper documentation.