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Injury or Sickness Benefits (Temporary Disability Benefits)

Injury or sickness benefits is in the nature of wage compensation. In case an insured person is incapacitated for work, not receiving salary payment, or under medical treatment on account of injury or sickness during his/her insurance coverage, he/she may apply for injury or sickness benefits beginning from on the 4th day on which he/she is incapacitated for work, not receiving salary payment, and under medical treatment.
 

【Qualification】

a. Occupational injury or sickness incurred on duty, b. incapacitated for work, c. not receiving original salary payment, d. hospitalized or outpatient, shall be paid occupational injury or sickness compensation commencing from the fourth day on which he/she is incapacitated for work.
 

【Claim Standard】

The Injury or Sickness Benefits from labor occupational accident insurance shall be issued based on the average monthly insured salary of the insured person in the previous 2 months. Starting from the 3rd month, 70% of the average monthly insured salary of the insured person shall be paid. Payment shall be made every half a year. The maximum payment period is 2 years.

※Reminder: If the insured of labor insurance has an occupational accident injury or sickness before the implementation of the Labor Occupational Accident Insurance and Protection Act on May 1, 2022, and he/she has not applied for injury and sickness benefit yet and the time limit for claiming stipulated in the Labor Insurance Act has not expired, he/she may choose to apply the injury and sickness benefit based on the Labor Occupational Accident Insurance and Protection Act or the Labor Insurance Act.
 

【Documents Required】

  1. Labor Occupational Accident Insurance Injury or Sickness Benefits (Temporary Disability Benefits) Application Form and Payment Receipt
  2. Original copy of the written medical diagnosis of injury or sickness.
  3. Relevant supporting documents (such as employer (owner) and witness certificates, attendance and leave records, salary records, etc.).
  4. A "Labor Occupational Accident Insurance Insured Person Report of Injury Resulting from an Accident on the Way to or from Work or during Business Trip" should be filled by the insured person for accident incurred on the way to or leaving from work or on official business.

【Note】

  1. The insured unit should fill in application form for injury or sickness benefits and make the document sealed by the unit, the person in charge of the company, and sent directly to Bureau of Labor Insurance (B.L.I) within five years of official claim period. If the insured unit is unable to process the claim for legitimate reason, a written explanation should be attached with application form and sent to B.L.I.
  2. If workers with occupational accidents meet the requirements under Article 6 of the Labor Occupational Accident Insurance and Protection Act, and the insured unit fails to complete insurance participation for workers, they may apply for injury and sickness benefit of occupational accident insurance on their own.

【Form Downloading】

Public Service>Table Download>Labor Insurance>Insurance Benefits> Labor Occupational Accident Insurance Injury or Sickness Benefits (Temporary Disability Benefits) Application Form and Payment Receipt

Last Update:2022-09-15
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