3. Is the permanent disability pension of labor occupational accident insurance the same as that of labor insurance, does one have to lose more than 70% of his/her working ability in order to be eligible to claim the pension?
The labor occupational accident insurance permanent disability pension is different from that of the labor insurance, and the levels of severity are divided into full permanent disability, serious permanent disability, partial permanent disability. The application standards are as follows:
(1)Full Permanent disability: Satisfy the requirements referred to in the First Level or Second Level of the Attachment of Article 3 of the Labor Insurance Disability Benefit Payment Standards which cover the incapability of work for the rest of their lives.
(2)Serious Permanent disability, which shall satisfy any of the following conditions:
I. Satisfy the requirements referred to in the Third Level of the Attachment of Article 3 of the Labor Insurance Disability Benefit Payment Standards which cover the incapability of work for the rest of their lives.
II. With the overall disability satisfies the First Level to Ninth Level of the Attachment of Article 3 of the Labor Insurance Disability Benefit Payment Standards, and assessed subject to an individual professional evaluation that they have lost more than 70% work capacity and therefore cannot return to the workplace.
(3)Partial Permanent disability: With the overall disability satisfies the First Level to Ninth Level of the Attachment of Article 3 of the Labor Insurance Disability Benefit Payment Standards, and assessed subject to an individual professional evaluation that they have lost more than 50% work capacity.