2. In case of being hospitalized for less than 4 days, receiving only outpatient treatment or recuperating at home, could an insured person apply for injury or sickness benefits of ordinary accident?

An insured person suffering from an ordinary injury or sickness must be hospitalized for at least 4 days and unable to obtain his or her regular salary or wages before he or she is eligible for receiving injury or sickness benefits. An insured is not eligible for injury or sickness benefits if he or she is hospitalized for less than 4 days, receives only outpatient treatment, or recuperates at home after being discharged from the hospital.