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3. Do I lose qualifications if I do not claim my pension within five years of surrendering the insurance?

No, the best thing about the labor insurance pension is that it does not adhere to the 5-year time limit on claiming old-age benefits. Since the pension policy has taken effect, whether you are qualified for the old-age pension benefits when withdrawing from the labor insurance, you can still decide to continue to participate in the labor insurance and add to your years of insurance coverage if you choose to resume working. But if you choose not to resume working, you can wait till you are qualified to claim your old-age benefit.

Last Update:2021-09-23
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