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3. If my spouse dies a few years after I apply for the Old-age Pension Benefit, can I also apply for the Survivors Pension Benefit?

No, based on the principle that there should be no overlap between any two kinds of social insurance coverage, you can only claim one out of the three types of pension. So in this case you can choose either the Old-age Pension Benefit or the Survivors Pension Benefit. If your spouse had already accumulated years of labor insurance coverage before the pension policy was implemented, you can also apply for a one-time survivor allowance, which will not affect your original old-age pension benefit payments.

Last Update:2021-09-23