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2. What is the guaranteed gain rate? How is it calculated? How do you enquire the guaranteed gain rate announced by the Bureau of Labor Funds, Ministry of Labor?

  1. Gains from operating the Labor Pension Fund shall not be lower than the interest rates for 2 year term deposit of the local bank. If the gain is less than the interests earned, the insufficient part will be made up by national treasury.
  2. The Bureau of Labor Funds, Ministry of Labor shall calculate the average interest rate (based on the fixed interest rate for 2-year term deposit announced on the first business day of the month by Bank of Taiwan, First Bank, Taiwan Cooperative Bank, Hua Nan Bank, Land Bank, and Chang Hwa Bank) as the monthly minimum profit guaranteed rate. The annual average interest rate shall be calculated according to the year-end monthly minimum guaranteed gain rate and shall serve as the guaranteed gain rate for the year.
  3. Laborers can visit the Bureau of Labor Funds' website to enquire about the guaranteed rate of gain by clicking on the following links (in sequence): Financial Information/The Guaranteed Rate.
Last Update:2024-04-29