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35. I injured myself at work and my employer dismissed me, thus withdrawing my labor insurance. I am currently receiving treatment. Can I continue to participate in labor insurance? If yes, how much is the insurance premium? How should the insurance premium be paid?

  1. Laborers who are involved in occupational accident and had their labor contract and insurance terminated during the occupational accident treatment period, they may continue to participate in labor insurance until they reach the age they are entitled to one time old-age benefits
    According to regulations, for insured laborers who are involved in occupational accidents and had their labor contract and insurance terminated during the occupational accident treatment period, their original insured unit, labor groups, or groups commissioned by the Bureau may enroll them in the Bureau's ordinary insurance within 5 years starting from the day the insured person had resigned from the unit where the occupational accident occurred and had their insurance terminated. Alternatively, they may directly apply for ordinary insurance as an individual unit with the Bureau. They may participate in such insurance until they reach the age they are entitled to claim one time old-age benefits. However, for laborers who are involved in occupational accident, have already claimed their labor insurance permanent disability benefits, and may not work permanently, they may not apply to continue their insurance coverage.
     
  2. Insured persons must bear only 20% of the insurance premium in the first two years after continuing ordinary insurance
    For laborers who have incurred occupational injury and wish to continue their insurance after resigning from their job, 20% of their insurance premium within 2 years starting from the day of insurance continuation shall be borne by the insured persons themselves, and 80% deducted from the special fund. After the 2 years, 50% of the insurance premium shall be paid by the insured persons themselves and 50% of it deducted from the special fund.
     
  3. Insurance premium shall be paid monthly
    Insured persons who requested labor groups, Bureau-commissioned groups, or original insured unit to continue their insurance coverage, shall pay monthly payable insurance premium to their insured unit. The insured unit shall then be responsible for paying the Bureau before the end of next month. Regarding those who applied directly with the Bureau to continue insurance coverage as an individual unit, they shall pay the premium via direct deduction from the insured person's bank account.
     
  4. Regarding regulations and handling procedure for laborers who resigned after an occupational accident to continue their insurance coverage, please visit the web page "Application procedure for labors involved in occupational accident to continue insurance coverage during treatment period" for enquiries.
     
Last Update:2016-05-16
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