Q&A: 2026 Adjustment to Labor/Occupational Accident Insurance Pension Payment Based on the Accumulated Growth Rate of the CPI, and the Non-adjustment of Occupational Accident Insurance Permanent Disability Care Subsidies

Q1：Will there be any adjustment on labor insurance pension payment for this year (2026)?

A1: Yes, this year's adjustment applies to Labor Insurance pension recipients from six years, i.e., 2011, 2012, 2016, 2017, 2018, and 2022, as well as Occupational Accident Insurance pension recipients from 2022. Up to year 2025, the accumulated growth rates of consumer price index (hereinafter referred to as the “CPI Accumulated Growth Rate”) are shown in the table below. They have attained the statutory threshold for adjustment (which is 5%). Individuals who are currently receiving labor insurance pension benefits (including old-age pension payment, disability pension payment and survivor’s pension payment) and occupational accident insurance pension benefits (including disability and survivor’s pension payment) will, in accordance with the law, receive an upward adjustment starting from May 2026. The adjusted amount shall be credited to the recipients’ accounts at the end of the next month (June 29, 2026). For the applications filed in other years, no adjustment will be made since the CPI Accumulated Growth Rate has not yet attained 5%.

Q2: As a follow-up question, what is the amount of adjustment? How is it calculated?

A2: For Labor Insurance pension recipients from the years 2011, 2012, 2016, 2017, 2018, and 2022, and Occupational Accident Insurance pension recipients from 2022, the increase amount is calculated as: monthly benefit amount × the CPI Accumulated Growth Rate for that year. Example: Person A began receiving an old-age pension in July 2022 at NT$20,000 per month. Starting with the May 2026 payment, their monthly benefit will increase by NT$1,292 (calculated as: 20,000 × 6.46% = 1,292). This amount will be deposited on June 29, 2026. 

Q3：How do I know if my pension payments have been adjusted and by how much? When will I receive the payment? Will the Bureau of Labor Insurance notify me via written notice?

A3：Your account will be credited with the pension payment by 29 June, 2026. You may update your passbook then and access to the relevant information. Here is an example using the case of Person A above. The pension payment for May 2026 will be distributed in end of June, divided into 2 separate entries including the original payment of NT$20,000 and an additional payment of NT$1,292 calculated on basis of the 6.46% CPI accumulated growth rate (In the passbook, the description for the entry will be "CPI Adjustment"). Starting from July and onwards, however, only a single credit entry will be shown on the passbook, showing the total amount of NT21,292. Furthermore, to support the government policy of reducing paper waste, no written notice will be issued. The Ministry of Labor will announce the approved adjustment of pension payment. The BLI will, in the meantime, provide the latest update on its global website.

Q4：Why is my pension payment amount adjusted starting May 2026 and not January 2026?

A4：According to Paragraph 2, Article 96 of the Enforcement Rules of the Labor Insurance Act, when the CPI accumulated growth rate reaches 5%, the Bureau of Labor Insurance should, before the end of May of the current year, submit the proposal to the Ministry of Labor for approval and announcement. The adjustment will become effective from May of the same year. The adjustment for the year 2026, therefore, will take effect from May 2026. The related pension payment will be made in the subsequent month (June 2026).

Q5: I started receiving the old-age pension payment in 2023, will I also receive an increased payment starting from May 2026?

A5：No. The adjustment this time only applies to the individuals who began receiving labor insurance pension payments in the following six years: 2011, 2012, 2016, 2017, 2018 and 2022. For recipients from other years, no adjustment will be made since the CPI accumulated growth rate has not reached the statutory standard of 5%. Individuals who began receiving pension payments in 2023 will not be receiving adjusted payments. The adjustment will be made when the CPI accumulated growth rate reaches 5% for the years of 2023 and onwards.

Q6: How is the CPI Accumulated Growth Rate calculated for different years?

A6: Calculation for the CPI Accumulated Growth Rate for each year is as follows:

Explanation:

1. The information is compiled based on the Splicing Table of Consumer Price Index published by the Directorate-General of Budget, Accounting, and Statistics, Executive Yuan in April 2026.
2. Accumulated Growth Rate = [(Accumulated Average CPI for the previous year (2025)/Base Period Accumulated Average CPI)-1] *100% (results should be rounded off to the second decimal place).

Q7: Since the old-age pension benefits is adjusted based on the CPI Accumulated Growth Rate, will there be any difference between choosing the first and the second payment method?

A7: No, the adjustment of old-age pension benefits is calculated based on the original benefit amount, taking into account the CPI Accumulated Growth Rate. There will be no difference for choosing different calculation methods.

Q8：Will the pension payment for labor insurance (occupational accident insurance) be adjusted regularly at an interval of five years based on the CPI accumulated growth rate?

A8：No. The adjustment of pension payment will be made based on the CPI accumulated growth rate since the year the insured person started receiving the payment. The adjustment will be made when the rate reaches 5%.

Q9: Since the launch of the labor insurance (occupational accident insurance) pension system, what are the years where the claimants have received the adjustment based on the CPI Accumulated Growth Rate?

A9: Adjustments have been made for the claimants of year 2009 to 2021. The details are as follows:

Q10: Will the permanent disability care subsidy amount be adjusted starting May 1, 2026?

A10: No, it will not. The CPI Accumulated Growth Rate for 2026, calculated over the period from 2023 to 2025 (with 2023 as the base year), is 3.88%, which does not meet the legally required adjustment threshold. Therefore, the monthly subsidy amount will not be adjusted on May 1, 2026, and will remain at NT$13,083 per month.

Q11: Since the Labor Occupational Accident Insurance and Protection Act took effect on May 1, 2022, what adjustments have been made to the permanent disability care subsidy based on the CPI Accumulated Growth Rate?

A11: Permanent disability care subsidy adjustments are shown in the table below:

Explanation:

1. The information is compiled based on the Splicing Table of Consumer Price Index published by the Directorate-General of Budget, Accounting, and Statistics, Executive Yuan in March 2026.
2. Accumulated Growth Rate = [(Average CPI for the previous year/Base period annual average CPI)-1] *100% (results should be rounded off to the second decimal point).
3. Per Ministry of Labor letter Lao-Zhi-Shou-Zi No. 1120203743 dated August 21, 2023, the adjustment applies to: those who began receiving the permanent disability care subsidy before the announcement and continue to receive it after the announcement, as well as those who begin receiving the subsidy after the announcement.
4. The “disability care subsidy for occupational accidents during the insured period or occupational disease after withdrawing from the insurance” is paid monthly beginning from the month of application, for a maximum period of 5 years. The “permanent disability care subsidy for uninsured occupational accidents” is paid monthly beginning from the month of application, for a maximum period of 3 years.