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1. With the labor insurance pension, what types of benefits do the workers get?

The labor insurance pension includes the Old-age Pension Benefit, the Disability Pension Benefit and the Survivors Pension Benefit. They provide the insured persons or their survivors with long-term financial security.

  1. Old-age pension benefit: It provides long-term financial support for retired workers. Depending on his/her retirement plans, each insured can also choose either a Delayed Old-age Pension at a later time or a Reduced Old-age Pension ahead of schedule.
  2. Disability pension benefit: Besides providing long-term support to workers who permanently lose their ability to work, it also gives a dependent allowance to spouses and children who qualify, thus ensuring financial security for the whole household.
  3. Survivors pension benefit: Whether the insured dies during the insured period, or while receiving the old-age pension payment or the disability pension payment, qualified survivors may claim the survivors pension benefit and an extra payment for survivors is also available, so that the survivors’ long-term financial security may be ensured.
Last Update:2021-09-23